Given the particular characteristics of fashion businesses, funding is a crucial element for success at each stage of business development. At the very beginning, most designers will rely on funding from personal sources such as friends and family to start their businesses. In terms of bank financing, the traditional overdraft is normally the first tool used to finance working capital. However, there is normally a small borrowing limit so, once the business reaches a certain size, the overdraft is difficult to manage as it doesn’t grow with the turnover. This is when Invoice Financing becomes relevant.